Spending habits in 2019

In 2019, I wanted try something a bit different than 2018.

In 2018, I didn’t buy anything that was not a consumable.

In 2019, I wanted to be less extreme and only buy non consumables once every quarter.

In Q1 2019 – I have bought 2 pairs of shoes and that is it.

Something else I am changing, is to not spend money I don’t have.  Going to all cash or ATM card.   Hopefully this drives the right spending habits since I will both valued more what I paid for in cash and I don’t feel overwhelmed by a large Visa bill at the end of the month.

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